Merchant Gateway Manager is an New Vision configurable add-on
that allows you to set up and alter merchant gateways, the
media for conducting transactions with online credit card
processing centers. The software tracks gateway usage and
provides statistical information on the number of transactions
and total charges for every particular gateway.
Merchant Gateway Manager allows you to setup different merchant
gateway accounts for different types of credit cards (like,
VISA, MasterCard, Discover, American Express). This gives
a possibility to maximize profits by processing every type
of credit card with the gateway that offers the lowest rate
for this type of card.
How to add/activate the New Vision
merchant gateway accounts
To view or configure Merchant Gateway settings, select Merchant
Gateway in the Settings menu:
The page similar to the one below will appear:
Add new gateway:
- select the merchant gateway;
- press the Add button;
- name and configure the merchant gateway account. You can
have various accounts with the same merchant gateway company.
*For particular merchant gateways configuration see below
- now it has become available to set it for processing of
certain type of credit card charges.
Set Active:
- choose from the available previously added merchant gateway
accounts;
- designate which type of credit card charges it has to
process in the Payment type field;
- press the Activate button.
- now when the merchant gateway is configured and activated
it will show up in the Active field.
*Note, however, that only one of the existing accounts with
the same merchant gateway can be activated at a time.
Important: Make sure you have assigned gateway accounts
to every type of credit card! Otherwise, users who choose
to pay with the type of credit card which is not assigned
to any gateway account will be refused registration at signup!
Active: shows what type of credit cards are processed
by listed merchantgateway accounts;
- click the gateway account link to view or edit
your active gateway account settings;
- click the Deactivate link to cancel the assignment.
Edit Gateway: choose any gateway account to view/change
its configuration.
*Read more about configuration of merchant gateway account
below.
Important: Tune up your billing with Dummy Gateway
before getting your system going. Dummy Gateway enables you
to test and see how it works without actual charges.
How to configure the New Vision
merchant gateways accounts
AuthorizeNet
AuthorizeNet merchantgateway accounts are configured through
the following form:
Title: enter/change the name of your merchantgateway
account.
Server: enter the server name that you got from
AuthorizeNet when you made a contract for the service.
Port: enter the port that you got from AuthorizeNet
when you made a contract for the service.
Path: enter the path that you got from AuthorizeNet
when you made a contract for the service.
Login: enter the unique login that you got from
the merchant gateway company when you registered your account.
Password: enter the password which comes with the
unique login.
Referrer URL: enter the URL of the page where the
payment request will be done from. This is required as under
certain circumstances requests can be canceled without this
information.
Test Mode: - select FALSE, to set the merchantgateway ready
for complete processing of transaction;
- select TRUE, to set the merchantgateway to the
test mode, under which authorization requests are sent through
AuthorizeNet to a user's credit card issuer for verification,
however in this case AuthorizeNet won't send the settlement
request to the Merchant Account Provider.
Bibit (version
2.09 and higher)
Bibit merchantgateway accounts are configured through the
following form:
Merchant Key, CyberCash ID, Hash Secret: once you
register CyberCash account you are assigned this login info.
Do not share it with anyone. The security of your system
could be compromised if you do
ePDQ (version
2.09 and higher)
ePDQ merchantgateway accounts are configured through the
following form:
Config File: enter the 5-6 digit code name for
the Link Point server config file. The code name is an analogue
to the login.
Insert the path to the Key File: enter the path
to the certificate that you get the LinkPoint company when
opening a merchantgateway account at LinkPoint.
Paradata
Paradata merchantgateway accounts are configured through
the following form:
Account Token: enter the unique code genterated
on the basis of your login and password that you get when
opening the Paradata merchantgateway account.
*Entering TEST before the generated token will set
the merchantgateway account into the test mode.
PayAndShop
PayandShop merchantgateway accounts are configured through
the following form:
Partner: enter your partner ID, provided to you
by the authorized VeriSign Reseller who signed you up for
the Payflow Pro service.
AVS (version 2.09 and higher): stands for
Address Verification Service. AVS can be used as an additional
layer of protection for merchants who wish to verify that
the purchaser knows the billing address of the cardholder
(in case these are two different people). This is not a
very hard form of risk mitigation or fraud prevention ,
and yet it does give some assurance that a hacker isn't
simply generating a list of valid credit card numbers and
purchasing product at will.
AVS simply matches the numeric portion of the cardholder's
street billing address and the 5 or 9-digit zip code of
the cardholder's billing address.
The AVS request parameters are STREET and ZIP. The processing
network verifies the AVS information, comparing a portion
of the billing address from the request message with address
data on file at the VIC or the issuer's center. Based on
the comparison, a response will be returned which confirms
whether the information matches or not. Banks do not decline
transactions based on the AVS check. The AVS response is
returned as two single tab-delimited characters: YY, NN,
YN, NY (Y-"matches", N for "doesn't match").This
information is advice only. However, the New Vision system
will either allow or decline the transaction in dependence
with the selected AVS status.
*AVS is only supported for US cardholders.
