1. Customer places order A
customer enters an order on a merchant's website. The transaction
information is instantly encrypted and transmitted to the QuickCommerce
secure server, which is linked via a dedicated, leased data
line to the credit card authorization network. A dedicated data
line means faster transaction times |
2.
QuickCommerce verifies with bank The
transaction information is sent by the QuickCommerce secure
server via leased data line to the credit card authorization
network where the validity of the card is checked and the availability
of funds on that account is verified. An authorization code
is returned via leased data line to the QuickCommerce secure
server. The authorization is encrypted by the QuickCommerce
server and transmitted in encrypted form back to the web server
of the merchant which in turn triggers the fulfillment process
of the order. |
3.
Receipt is issued and merchant gets money An
e-mail receipt is sent to the customer and the merchant (either
or both can be disabled at merchant's option). Within 48 - 72
hours the merchant receives the money! |